My car is three years old and it is still comprehensively covered.  It has own damage, third party liability including acts of God coverages.  It didn’t come cheap initially but with a good driving record with literally no accident or claims every year, my No Claim Discount got bigger every year.  I also enjoy the low mileage discount since my driving is normally within city limits only.  Like they say , all good things must end someday, my car insurance day did come.  I noticed that as my car grew older,  the maximum amount it was insurable affected premium rates dramatically so I had to buy a new one and the whole cycle of getting a cheap car insurance online started again.